Menu
Our CCJ removal experts can help you remove your CCJ so that it no longer interferes with your life.
- Has a CCJ been entered against you?
- Are you unable to get a mortgage or remortgage?
- Have you been refused loan or credit?
Book your free 15 minute consultation with an expert and we will make a comprehensive assessment of your CCJ removal case.
Book your Consultation
Call us now for a FREE 15 min
case assessment
We’re available Mon – Frid (9am – 5pm)
Sat 11am – 3pm
We Are Here To Assist You
What is a CCJ?
A County Court Judgement (CCJ) is a judgment against you for a debt you have not paid.
If you have a CCJ, it means that someone has used you and been successful – they have won their case against you and that they have entered COURT Judgment in their favour against you.
Consequently, this means that you are now legally liable to repay the amount of money that they have claimed against you.
Depending upon the value of the debt which you are now legally obliged to pay, the Claimant can instruct High Court Sheriffs or Bailiffs to attend your property to seize goods. They also have the power to, in certain circumstances, enter your premises and make a list of the goods which can be taken away.
Furthermore, they also have the facility to obtain a Court Order that a sum, to be determined, will be deducted from your wages. This is known as an Attachment of Earnings Order.
How long does a CCJ last on my record?
From the date that the CCJ is entered into your record, it will 6 years from the first day until it is removed.
Your CCJ will adversely affect your credit rating for the entire time.
Need legal assistance? Enquire Online
Just Foud Out You Have A CCJ?
Templeton Legal Can Help You Remove that CCJ from just £299.
Free Case Assessment
A 15 minute call with our CCJ experts. Provide us with as much details of your CCJ and we will make a comprehensive assessment of your case.
Free
CCJ Removal - Consented
Free Includes:
- Information sourcing
- Negotiations with creditor
- Applications to court
£299
CCJ Removal - Contested
Free Includes:
- Information sourcing
- Negotiations with creditor
- Applications to court
- Drafting defense
- Court Fee
- Advocacy Fee
£999
FAQ’s
A CCJ can have a number of adverse affects on your life.
The Person or company that is claiming that you owe them the money can take steps to recover the debt by enforcing the judgment. This means that they can:
- Seize your goods
- Have your car taken away
- Deduct money from your wages
- Enter a charge over your property
The CCJ will also be entered on your credit file. This means that you will face difficulties obtaining a mortgage and buying a property. You may also be declined a loan or credit.
A CCJ can have a number of adverse affects on your life.
The Person or company that is claiming that you owe them the money can take steps to recover the debt by enforcing the judgment. This means that they can:
- Seize your goods
- Have your car taken away
- Deduct money from your wages
- Enter a charge over your property
The CCJ will also be entered on your credit file. This means that you will face difficulties obtaining a mortgage and buying a property. You may also be declined a loan or credit.
A CCJ can have a number of adverse affects on your life.
The Person or company that is claiming that you owe them the money can take steps to recover the debt by enforcing the judgment. This means that they can:
- Seize your goods
- Have your car taken away
- Deduct money from your wages
- Enter a charge over your property
The CCJ will also be entered on your credit file. This means that you will face difficulties obtaining a mortgage and buying a property. You may also be declined a loan or credit.
A CCJ can have a number of adverse affects on your life.
The Person or company that is claiming that you owe them the money can take steps to recover the debt by enforcing the judgment. This means that they can:
- Seize your goods
- Have your car taken away
- Deduct money from your wages
- Enter a charge over your property
The CCJ will also be entered on your credit file. This means that you will face difficulties obtaining a mortgage and buying a property. You may also be declined a loan or credit.
About our fees
- Fees are inclusive of VAT
- Fees do not include court fees
- Fees are based on estimates and are subject to change depending on individual circumstances
Timescales
- We normally commence work within 2 days of your instructions however this depends on your circumstances and where applicable, how quickly you provide the information needed.
- We cannot guarantee how long it will take for the claimant to respond or the court to process your application.